By HRRC Financial Counselor Keesha Allen. The Halloween season is approaching, which means it is a good time for you to “BEWARE” of scam programs out there that are just waiting to take your money. In most cases, these scam operators make a lot of money doing nothing that you could not do for yourself. […]
One of the most common complaints regarding older homes is windows that don’t seal out cold air. Before you choose a weatherproofing method, try to determine how the air is getting in. Outside air can seep in around the window frame, around the glass panes in the sash, or around and between the sashes themselves. […]
If sealing your asphalt drive is no longer sufficient to keep it in good shape, you may wonder whether resurfacing or replacement is the better repair option. “Resurfacing” – installing a new asphalt drive over an existing driveway of some type – is different from “sealing” the drive. Resurfacing is not usually as long-lasting as […]
By HRRC Financial Counselor Keesha Allen. Using credit cards wisely should be an important goal for everyone. Unfortunately, many people with credit cards do not understand how they can impact other financial areas, and this can lead to a slew of problems. Proper use of your credit card will improve your credit score. This number […]
Over the years, your garage door takes a beating. Not only can the cables and springs break under the repeated stress of moving that heavy weight, the door panels themselves can deteriorate from moisture or suffer impact damage. (We’ve all seen the effects of a “slight miscalculation,” when a car has been backed into a […]
With the sharp rise in the cost of copper (as well as the reluctance many homeowners have to solder copper pipe), there has been growing interest in plastic pipe as an alternative for water and drain lines. Plastic pipe made from PVC (polyvinyl chloride) has been permitted for DWV (drain-waste-vent) pipe for many years, but […]
Those small cracks and depressions in your asphalt driveway can cause a whole lot of destruction. They provide places for water to work its way into and under the pavement; when that water freezes in the winter, it will expand – cracking apart the asphalt and even heaving up whole sections of the driveway, like […]
By HRRC Financial Counselor Keesha Allen. When deciding whether bankruptcy is right for you, look first at what bankruptcy can do. Bankruptcy is a legal process to give honest but unfortunate debtors – anyone who is having trouble paying their bills or meeting their financial obligations – a fresh start in creating and building financial […]
Over the last decade or so, manufacturers have been making new and improved roofing materials for do-it-yourselfers. The latest product is the easiest yet – essentially a “peel and stick” roofing material that, installed correctly, should last many years. Self-adhering modified bitumen roll roofing is designed for “flat” roofs with a pitch or 4/12 or […]
If your house is like most, you’re waging a constant battle against mildew, condensation, peeling paint and wallpaper, and other problems caused by excess moisture in your bathroom. The most effective remedy is to install an exhaust fan that will draw the water vapor produced by your shower to the outside. The vapor will be […]